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UniPayDirectTM is our internet-based payment service. It is the fastest, easiest, and most secure way to collect nearly every payment online, while reducing operational costs.

UniPayDirect was designed to speed collections through a secure, online, user-friendly application. UniPayDirect is operated through a trusted, well-established bank – UniBank – not an outsourced vendor. Both you and your residents will be protected by the same state-of-the-art transaction encryption methods used by UniBank for all its data processing applications.

UniPayDirect may increase efficiency and revenue:

  • Fast collection and remittance.
  • Provides 24/7 online payment convenience to your end users.
  • Routing and bank account number verification means fewer returns.
  • Fast file updates and easy balance reconciliation saves work for your staff.
  • Fewer returns means less manual intervention.
  • Real-time reporting capabilities focus your attention on what is important to you.
  • Search function saves research time.
  • Flexible lockbox download capabilities.
  • Customizable options to meet the specific payment needs of your organization.
  • Multiple bills can be paid at one time from one shopping cart.
  • Easy-to-use payment screens save time.
  • Combine with other products to further enhance cash flow and streamline operations.

How It Works

UniPayDirect is comprised of two components:

The Administration Portal is used by your customers who access it through a secure web login.

Functionality within the Administration Portal includes:

  • Importing and managing upload files,
  • Researching payments made,
  • Viewing reports that cover transaction detail, chargeback information, and monetary posting of payments, and
  • Exporting and downloading electronic lockbox files that can be used to post payments in their accounts receivable software.
The Payment Center is used by the end users and is web-based.  The Payment Center provides end users with a secure way to submit payments online and over-the-counter via ACH or credit/debit cards.  Payments can be made through a one-time payment method that does not require users to log into the system or payments can be made when a user becomes a registered member. Membership requires the user to securely log into the system.

Benefits of membership include:
  • Scheduled payments manager
  • Saving of bank account information for faster checkout
  • Email/text reminders based on end user’s preferences
  • Payment history manager
  • Electronic bill presentment manager